Sacramento, CA · Employers nationwide
Employee benefits consulting that protects your people and your bottom line
NLH & Company Employee Benefit Consultants, Inc. helps employers design, implement, and manage competitive group benefit programs—with clarity on cost, compliance, and employee experience.
About us
Independent benefit advisors in Sacramento
NLH & Company Employee Benefit Consultants, Inc. is a California-based firm focused on employer-sponsored benefits. We work with small businesses, mid-market employers, and growing organizations that need expert guidance—not a one-size-fits-all brochure.
From our office on J Street in Sacramento, we partner with clients across the United States to compare carriers, structure plans, support open enrollment, and keep programs aligned with budget and regulatory expectations.
Who we serve
- Small & mid-size employers (10–500+ lives)
- Professional services, healthcare, tech & nonprofit
- Companies renewing or rethinking current plans
- Leadership teams without in-house benefits staff
Solutions
How we help employers
Strategic consulting and hands-on support across the full benefits lifecycle.
Plan design & carrier marketing
We analyze your workforce, budget, and goals—then market to carriers for competitive medical, dental, and vision options.
- Needs assessment & census review
- RFQ / RFP coordination with insurers
- Side-by-side plan comparisons
- Renewal strategy & negotiation support
Retirement & financial wellness
Help employees prepare for the future while you meet fiduciary and participation goals.
- 401(k) / 403(b) plan selection & benchmarking
- Provider evaluation & fee transparency
- Employee education & enrollment meetings
Voluntary & supplemental benefits
Enhance your package with employee-paid options that add value at little or no employer cost.
- Life, AD&D, disability (STD/LTD)
- Critical illness, accident & hospital indemnity
- FSA, HSA & commuter benefit coordination
Compliance & administration support
Stay informed on changing rules and deliver a smooth experience for HR and employees.
- ACA reporting guidance (1094/1095)
- ERISA summary plan document support
- Open enrollment materials & communications
- Billing reconciliation & issue resolution
Benefit programs
Programs we help you build
Tailored packages based on your industry, workforce demographics, and total rewards strategy.
Our approach
From discovery to renewal
Discover
Goals, census, budget & current plans
Design
Model options & employer contribution
Market
Carrier quotes & competitive review
Implement
Enrollment, ID cards & payroll feeds
Support
Year-round HR & employee questions
Renew
Data-driven renewal & adjustments
Engagement models
Flexible ways to work together
Fees depend on group size, lines of coverage, and scope of service. We provide a clear proposal after an initial consultation.
Advisory
Smaller employers & straightforward renewals
Custom engagement
- Annual renewal marketing
- Plan comparison summaries
- Enrollment meeting support
- Email & phone guidance
Most popular
Full service
Mid-market employers & multi-line programs
Custom engagement
- Everything in Advisory
- Ongoing account management
- Claims & billing issue resolution
- Employee benefit communications
- Compliance check-ins
Enterprise
Larger groups & complex structures
Custom engagement
- Everything in Full service
- Multi-state & multi-entity support
- Executive benefits review
- Custom reporting & benchmarks
- Dedicated lead consultant
Compensation may include carrier commissions and/or explicit consulting fees—disclosed transparently per applicable regulations.
Why NLH
Why employers choose us
Independent advice
We represent your interests when evaluating carriers and plan designs—not a single insurer's product sheet.
Plain-language guidance
Complex benefits explained for leadership, HR, and employees—so decisions are confident, not confusing.
Year-round partnership
Support does not end at enrollment—we are available for changes, claims issues, and renewal planning.
FAQ
Common questions
What size employers do you work with?
We support groups from roughly 10 employees to several hundred lives. Contact us to discuss your census and goals.
Do you only serve California employers?
We are based in Sacramento and work with employers in California and across the U.S., depending on carrier and program availability.
How are you compensated?
Compensation may include commissions from carriers and/or consulting fees. We explain our model clearly before you engage our services.
How do we get started?
Schedule a consultation. We review your current plans, renewal timeline, and priorities, then recommend next steps.
Who is my main contact?
Reach BENEDICT ROBERT DOUGLAS using the phone or email below for inquiries and account coordination.
Contact
Let's discuss your benefits strategy
Request a no-obligation consultation to review your current programs, upcoming renewal, or new coverage needs.
- Company
- NLH & Company Employee Benefit Consultants, Inc.
- Address
- 2530 J St Ste 230
Sacramento, CA 95816-4849
United States - Contact
- BENEDICT ROBERT DOUGLAS
- Phone
- +1-6269699314
- Website
- marianif.us